Portfolio & Market Settings

Initial Investment Amount (₹)

Number of Years

Annual Inflation Rate (%)

Add Random Monthly Inflation Variation

Apply Inflation Adjustment Annually (instead of monthly)

Asset Allocation

Stock Allocation (%)

Bond Allocation (%)

Enable Dynamic Asset Allocation

Withdrawals & Contributions

Base Monthly Withdrawal (initial, ₹)

Monthly Percentage Cap (% of Portfolio)

Year-End Bonus Threshold (%)

Bonus Gain Withdrawal (% of Gains above threshold)

Monthly Contribution (₹)

Fees & Taxes

Annual Management Fee (%)

Platform Fee (₹ per month)

Withdrawal Transaction Fee (₹ per withdrawal)

General Tax Rate on Non-Equity Gains (%)

Equity LTCG: First ₹1,00,000/year tax-free, excess at 10%. First-year equity gains = STCG at 15%.

Monte Carlo Settings

Deterministic Returns ?

Stock Annual Return (%)

Bond Annual Return (%)

Scenario Management

Scenario Name

Disclaimer: Approximate calculations, not financial advice. Actual laws, conditions are complex. Consult a professional.

Show Target Line (₹2,000,000) Enable Zoom & Pan

Final Value: ₹0

Total Withdrawn: ₹0

SWP Calculator ?

Portfolio & Market Settings

Asset Allocation

Withdrawals & Contributions

Fees & Taxes

Monte Carlo Settings

Stock Return Parameters

Bond Return Parameters

Deterministic Returns ?

Scenario Management

Success Probability Gauge

Final Value Distribution

Welcome

Compare Scenarios

Portfolio & Market Settings

Asset Allocation Toggle

Withdrawals & Contributions Toggle

Fees & Taxes Toggle

Monte Carlo Settings Toggle

Stock Return Parameters

Bond Return Parameters

Deterministic Returns ?

Scenario Management

Success Probability Gauge

Final Value Distribution

Welcome

Compare Scenarios

Asset Allocation

Withdrawals & Contributions

Fees & Taxes

Monte Carlo Settings